What to Expect When Filing an Insurance Claim
When your business needs to file an insurance claim for a damaged roof, we can help. Woodall’s staff are commercial insurance claim experts. Here are some of the steps in the process and what you should expect.
Step One: Getting a Certified Inspection
The first thing we provide for your insurance claim is a professional certified inspection of you commercial roof. Our inspection covers all aspects of your roof structure and materials. You should only file a claim when it is absolutely needed. In some cases a few minor repairs is the better and more affordable solution. When there is significant damage we will recommend the claim and provide the details for your adjuster to clearly see the damaged areas.
Step Two: Getting an Estimate
After we have done a thorough inspection of your building roof system, we will provide you with an estimate that covers the total cost. The estimate gives clear details of the cost of materials, cost of labor and the time frame to have it repaired.
Step Three: Reviewing Your Insurance Contract
Before contacting your claim adjuster we will look over your claim details to make sure you are completely covered and there are no unnecessary surprises. A good and typical insurance policy will cover your buildings roof damage that is related to tornado, hail, water and high winds. However, every insurance company and claim are not always the same so we will review your contract details and advise accordingly.
Step Four: Contacting Your Insurance Adjuster
When needed we will talk to your adjuster to answer any questions regarding your roofs damage and the cost to repair or replace. There is no additional cost to you for our help. Your local insurance adjuster is familiar with our company and estimates.
Call Your Insurance Company
The sooner you call your insurance company the better. You will need your policy number. When there is major damage to your building you may not have access to that information.
Here is a list of local insurance companies and their phone numbers for your convenience:
AAA (800) 332-6119
AARP ( 877) 805-9918
Allstate (800) 547-8676
American Family (800) 374-1111
Century (800) 878-7389
Farmers (800) 435-7764
The Hartford (800) 243-5860
Liberty Mutual (800) 225-2467
Nationwide (800) 421-3535
Omni (800) 727-6664
Safeco (800) 332-3226
State Farm (800) 782-8332
Travelers (800) 252-4633
USAA (800) 531-8722